Restaurant & Hospitality Insurance for NJ & PA Businesses
Restaurants, bars, and hotels face constant risks — from customer slips and foodborne illness to liquor liability and property damage. Restaurant and hospitality insurance helps protect your business against lawsuits, accidents, and unexpected losses so you can focus on serving guests.
Coverage options may include general liability, liquor liability, property coverage, workers compensation, and business interruption insurance. Whether you run a small café or a full-service hotel, we’ll design a policy to keep your hospitality business secure across NJ and PA.
General Liability Coverage
Covers injuries, accidents, and food-related claims that occur at your restaurant, bar, or hotel.
Liquor Liability Coverage
Protects your business against alcohol-related incidents if you serve beer, wine, or spirits.
Business Interruption Coverage
Helps replace lost income and operating costs if your hospitality business is forced to close.
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Ready to explore customized options for your business? Request a quote today, and let us find the right fit for your insurance needs.
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From the Blog...
Hospitality Insurance Beyond Restaurants
Hospitality isn’t just restaurants.
Restaurant Insurance You Can Rely On
Restaurants, bars, and hotels face constant exposure to risk—customer slips, foodborne illness claims, property damage, and liquor liability can all threaten your business.
Your Questions, Our Answers
It typically includes liability, property, liquor liability, workers comp, and business interruption.
Yes. If you serve alcohol, liquor liability is often required and protects against alcohol-related claims.
Yes. General liability can help cover claims if a customer becomes sick after eating at your establishment.
It replaces lost income if your restaurant or hotel is forced to close after a covered event like fire or storm damage.
Yes. Workers compensation covers injuries or illnesses employees sustain on the job.
Yes. Commercial auto or hired/non-owned auto coverage can protect delivery staff and vehicles.
Costs vary based on size, services, alcohol sales, and claims history. We tailor quotes for each business.
Request a free quote. We’ll compare carriers and build coverage for your restaurant, bar, or hotel.